Overturn
Denied by your insurance? Fight back.
Most denials are never appealed — yet roughly half of appeals succeed. Scan your denial letter and understand it in plain English, free. No account, no sign-up.
Analyze my denial — freeWorks right here in your browser. Nothing is stored on our servers.
How it works
1Scan your denial letter
Photograph it or import the PDF — health, auto, home, or disability insurance.
2Understand it, free
What was denied, why the insurer says so, whether an appeal looks worth it, your rights, and your exact deadline.
3Build your appeal in the app
A guided interview, then a polished appeal letter with your details filled in — plus a sending checklist and deadline reminders. Your first appeal kit is free.
Honest by design
- Understanding your denial is always free.
- If an appeal is unlikely to help, Overturn tells you so — and sells you nothing.
- The free official path — your state insurance department's consumer services — is always shown.
- No accounts. Your cases stay on your device. Letter images are processed transiently and never stored on our servers.
- No subscription, ever. After your free first kit, each appeal is a one-time $9.99.
Get the app
The full appeal kit — guided interview, drafted letter, PDF export, checklist, and deadline reminders — lives in the Overturn app.